Risk N Returns

Personal Finance and Investment Ideas

Archives for June 2019

Portfolio @ Jun 2019

By

Performance Indicators / Dividends YTD Time weighted return: 18.20%XIRR since portfolio inception in 2013: 15.93%Dividends collected: SGD 3,021.11Cum-Dividend: SingTel: SGD 663.40 Best. June. Ever. The market did a massive 180 in June after the correction in May, with the US market posting the best June performance in 50 years. My personal portfolio would have … [Read more...] about Portfolio @ Jun 2019

Building S-REIT Dashboards

By

I've previously said that I feel that information on my website is difficult to find and needed reorganising. I've also mentioned on my REIT Spotlight series that I may share with you the REIT Data in the future. In the past week, I've been laying out some of the ground work for this by building out some sample S-REIT dashboards and creating a Resources menu, which I will … [Read more...] about Building S-REIT Dashboards

Follow up on Eagle Hospitality Trust

By

It's almost a month since the IPO of Eagle Hospitality Trust and I thought I'll take a look at it again given the price performance. Here are some thoughts regarding the 2 main concerns I raised in my IPO review - Trust in management and the Queen Mary. About trust and alignment of interest One issue that I think most people have is trust in management and the … [Read more...] about Follow up on Eagle Hospitality Trust

Capitaland Retail China Trust (CRCT) to buy 3 malls from Capitaland- Is it a Good Deal?

By

Capitaland Retail China Trust announced a planned acquisition of 3 malls from their sponsor Capitaland recently. As a unitholder, I obviously have a vested interest to know more. Here are the key highlights, with some financing structure speculation at the end. Property Highlights 0 Properties 0 m Property … [Read more...] about Capitaland Retail China Trust (CRCT) to buy 3 malls from Capitaland- Is it a Good Deal?

My Guide to the CPF Investment Scheme (CPFIS)

By

Recently, a friend asked me about the CPF Investment Scheme (CPFIS) and wanted to know how I use it personally. Having shared my general views with him, I thought I'll write a more comprehensive article on it to share my personal thinking on this topic. What is CPFIS? The CPFIS is a scheme that gives CPF members a chance to lose all their CPF monies super-charge the … [Read more...] about My Guide to the CPF Investment Scheme (CPFIS)

Singapore Savings Bonds (SSBs) – July 2019 Issue

By

At Risk N Returns, I'm passionate about promoting sensible DIY investing through sharing my thoughts or documenting my investing journey. While I love to take calculated risks, I recognise that most Singaporeans don't. So here's a relatively risk free way to invest your warchest or emergency funds with almost no lock-up period and generally higher yields than fixed deposits … [Read more...] about Singapore Savings Bonds (SSBs) – July 2019 Issue

Portfolio @ May 2019

By

Performance Indicators / Dividends YTD Time weighted return: 12.66%Dividends collected: SGD 3,131.11Cum-Dividend: SingTel: SGD 770.40 Sell in May and go away The great start to the year finally came to a screeching halt with my portfolio declining about $1k to $162k . Performance May was a great month for dividends as quite a few counters in my portfolio … [Read more...] about Portfolio @ May 2019