
Happy Year of the Rat! As we start a new year, I thought I’ll share what my Feng Shui master says how your zodiac sign will affect your 2020 investing performance.

So good right.
If you’re fired up by your investment predictions, Endowus is currently running a referral promotion for CNY to help you huat gao gao for the Year of the Rat.
CNY Referral Promotion
As you may know, I recently reviewed Endowus, a digital financial advisory firm that provides access to unit trusts at some of the lowest cost in the market. Here’s a quick recap:
- Endowus is a digital financial advisory firm that advocates an evidence based investing approach to investors.
- Depending on your risk tolerance levels, Endowus will recommend a mix of equity and bond funds to suit your needs.
- Cash / SRS funds will have access to low cost funds like Dimensional World Equity Fund and PIMCO Bond funds.
- CPF OA funds offer access to various CPF approved unit trusts.
- Endowus also offers a unique opportunity to invest CPF funds in the Vanguard S&P 500 Index Fund through the LionGlobal Infinity US 500 fund.
- Endowus keeps your all-in cost low by offering to rebate all trailer fees to you.

I’ve subsequently starting investing my CPF OA funds with them. It’s been ok so far thanks to the US market that has been going up.
If you are interested, they are currently running a referral promotion. Simply complete the following 3 steps:
- Sign up via my personal referral link.
- Complete the onboarding process between 25 Jan to 8 Feb 2020.
- Fund your account within 90 days with the minimum investment requirement of $10,000.
Both of us will be entitled to a special access fee discount of $38. Normally the referral fee discount will be only for $20.
Once again, wishing readers a Happy New Year and many Huats to you this year.
Disclosure: Currently, I’ve CPF OA funds invested with Endowus. This article contains referral links. Other than the access fee discounts from each successful registration, I’m not entitled to any other fees / commissions. My views are my own.
Happy Hunting,
KK
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