Risk N Returns

Personal Finance and Investment Ideas

Archives for February 2020

Portfolio @ Feb 2020

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Cash / SRS Portfolio Performance Indicators / Dividends YTD Time weighted return: -4.95%XIRR since portfolio inception in 2013: 13.81%Dividends collected: SGD 3,154.70Cum-Dividend: DBS - SGD 33OCBC - SGD 196 Topsy-Turvy month My portfolio performance in February can only be characterised as a roller coaster. At one point in the month, I was looking at … [Read more...] about Portfolio @ Feb 2020

Berkshire Hathaway 2019 Annual Letter Highlights

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Chairman and CEO of Berkshire Hathaway, Warren Buffett, released his annual letter to shareholders last week. People in the investment world would know that this annual letter summarises Berkshire's financial performance for 2019 and usually contains nuggets of investing wisdom. The letter was so influential that before the advent of the Internet, professional money managers … [Read more...] about Berkshire Hathaway 2019 Annual Letter Highlights

Focus on the right Personal Finance areas

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There are certain personal finance areas that is extremely popular among Singaporeans. This can be seen from the popularity and prevalence of websites dedicated to finding and shilling the best 'insert financial product here'. We Singaporeans lap all these information up as we love a bargain. 5% off my credit card spend? Awesome! Sign me up! 2% interest if I jump through … [Read more...] about Focus on the right Personal Finance areas

Start building your own Dividend Machines in 2020

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Just a quick update - Dividend Machines by The Fifth Person is open for registration once again. Dividend Machines is an investment course that focuses on dividend and income investing. It is the course that I've personally attended to kick start my journey in understanding dividend stocks and REITs. Here's a quick overview. Course Details If you sign up here … [Read more...] about Start building your own Dividend Machines in 2020

CapitaLand Retail China Trust (CRCT) FY2019 Results Highlights

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CapitaLand Retail China Trust (CRCT), another position of mine, reported their latest FY2019 financial results this week. Given that this REIT is operating in the epicentre of the Coronavirus outbreak, there was an added push for me to dive into the results announcement and analyst briefing recording. As usual, here are some highlights. Q4 DPU flat y-o-y, FY2019 … [Read more...] about CapitaLand Retail China Trust (CRCT) FY2019 Results Highlights

Portfolio @ Jan 2020

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Cash / SRS Portfolio Performance Indicators / Dividends YTD Time weighted return: 0%XIRR since portfolio inception in 2013: 15.52%Dividends collected: SGD 255.53Cum-Dividend: Ascendas REIT - SGD 59.62Ascendas India Trust - SGD 19.20Hang Lung Properties - HKD 1,180 Commentary My portfolio performance in January surprised me. Overall portfolio value … [Read more...] about Portfolio @ Jan 2020