• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Home
  • About KK
  • Resources
    • Income Tax Calculator
  • Freebies
  • Blog
  • Ask KK

Risk N Returns

Personal Finance and Investment Ideas

  • Email
  • Facebook
  • RSS
  • Twitter
  • Start Here
  • Current Portfolio
  • Personal Finance
  • Invest

2021 Performance Scorecard

January 1, 2022 By KK

It’s the last day of 2021! Time to round off the year with my annual Performance Scorecard

Contents

  • Investments
      • Portfolio @ December 2021
      • Uneventful end
      • 2 years of Endowus
    • 2021 Annual Review
      • Portfolio value
      • XIRR and TWR
      • Dividends (Traditional Portfolio)
  • Signing Off on 2021

Investments

Portfolio @ December 2021

Uneventful end

December turned out to be a relatively uninteresting month. Markets were largely driven by macro sentiments like Fed Tapering and Omnicron fears. Structural headwinds weighed on crypto as well, with many funds taking profits to lock in bonuses. Crypto development teams also took the opportunity to wind down development announcements for the holidays.

Consequently, I took a chill pill this month with not much focus on the investment front. My portfolio closed down on the month at $2,381,087.

2 years of Endowus

My Endowus passive CPF strategy has been kind to me this year, very much tracking US indices. One thing I’ve been thinking about is how to navigate the “everything bubble” next year and how that might affect my Endowus portfolio strategy. Will need to sleep on it before I decide on a course of action.

If you want to learn more about Endowus, do check out my review (Cash/SRS/Fund Smart portfolio details to be updated). Also, if you’re interested in opening an account, do feel free to sign up through my referral link. We will both receive $20 off access fees per referral.

2021 Annual Review

Next, let’s take a look at my annual performance. I’ll be relying heavily on Stocks.Cafe to provide my performance computations for my stock portfolio. I don’t provide return metrics on my crypto portfolio per usual.

Portfolio value

I wrote 1 year ago that 2020 was an unprecedented year. That statement seems to ring hollow on hindsight as I look at this chart.

I’ve managed to quadruple my portfolio in the past year while drawing down over $60k in the past year. This makes it my most profitable year ever.

While this looks like financial pornography and I discourage readers from reading too much into it, I still maintain that crypto is an asset class you cannot afford to ignore in the next decade. There is a very direct correlation between effort and returns, something that I experienced this year both in opportunities taken and missed.

XIRR and TWR

  • TWR
  • XIRR

My TradFi XIRR and TWR for this year are 15.16% and 1.17% respectively. These represent significant decline in my attention to traditional investments and a reflection of how S-REITs have been pretty boring this year.

For the hell of it, I computed my portfolio XIRR using Excel’s native XIRR function and it arrived at a XIRR of 308% this year. Lol well not very representative of how to calculate XIRR but thats all I have for you guys.

Dividends (Traditional Portfolio)

Similar to my TradFi portfolio’s stagnation, dividends also experienced a stagnation this year. Doesn’t include my crypto yields.

Signing Off on 2021

2021 has been a life changing year for me. What started as an uncertain year as a unemployed person quickly clarified itself on crypto going mainstream. Now I have time to work on myself and my hobbies, which I may someday share with you guys.

I will write a more detailed reflection post on my crypto journey in 2021 next week as there’s a ton of stuff for me to reflect on. Something that deserves a dedicated post.

Wishing all my readers, happy new year!

Past updates:

2020 Performance Scorecard
2019 Performance Scorecard
2018 Performance Scorecard
2017 Performance Scorecard

Happy Hunting,
KK

If you love the articles I write, follow me on Facebook, Twitter and StocksCafe or subscribe to my blog and never miss another article!


Related

Filed Under: Featured Posts, Portfolio Updates Tagged With: Performance Scorecard, Portfolio Update


Primary Sidebar

Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 338 other subscribers

Search my site

Top Posts & Pages

  • Exploratory analysis on COVID-19 Dataset with Python
    Exploratory analysis on COVID-19 Dataset with Python
  • Are hotel management companies potential multi-baggers?
    Are hotel management companies potential multi-baggers?
  • My Guide to the CPF Investment Scheme (CPFIS)
    My Guide to the CPF Investment Scheme (CPFIS)

Archives

  • January 2022 (1)
  • November 2021 (1)
  • October 2021 (1)
  • September 2021 (1)
  • August 2021 (1)
  • July 2021 (1)
  • June 2021 (1)
  • May 2021 (1)
  • March 2021 (1)
  • February 2021 (2)
  • January 2021 (2)
  • December 2020 (2)
  • November 2020 (1)
  • October 2020 (1)
  • September 2020 (1)
  • August 2020 (3)
  • July 2020 (3)
  • June 2020 (1)
  • May 2020 (2)
  • April 2020 (2)
  • March 2020 (1)
  • February 2020 (7)
  • January 2020 (4)
  • December 2019 (4)
  • November 2019 (4)
  • October 2019 (2)
  • September 2019 (3)
  • August 2019 (7)
  • July 2019 (7)
  • June 2019 (8)
  • May 2019 (7)
  • April 2019 (8)
  • March 2019 (12)
  • February 2019 (8)
  • January 2019 (4)
  • December 2018 (4)
  • October 2018 (4)
  • September 2018 (6)
  • August 2018 (6)
  • July 2018 (3)
  • June 2018 (6)
  • May 2018 (4)
  • April 2018 (6)
  • March 2018 (9)
  • February 2018 (6)
  • January 2018 (10)
  • December 2017 (7)
  • November 2017 (2)
  • October 2017 (1)
  • September 2017 (3)




Copyright © 2023 | Risk N Returns