At Risk N Returns, I'm passionate about promoting sensible DIY investing through sharing my thoughts or documenting my investing journey. While I love to take calculated risks, I recognise that most Singaporeans don't. So here's a relatively risk free way to invest your warchest or emergency funds with almost no lock-up period and generally higher yields than fixed deposits … [Read more...] about Singapore Savings Bonds (SSBs) – September 2019 Issue
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Portfolio @ July 2019
Performance Indicators / Dividends YTD Time weighted return: 20.72%XIRR since portfolio inception in 2013: 16.22%Dividends collected: SGD 4,067.28Cum-Dividend: Capitaland Mall Trust: SGD 110.96Visa Inc: USD 7 Coasting higher July marks the start of earnings season again. Earnings season is always fun as most of my REITs declare distributions while you get to dive … [Read more...] about Portfolio @ July 2019
Valuing Singapore Press Holdings (SPH) Ltd
Singapore Press Holdings (SPH) used to be a dividend investor's dream - a consistent dividend payer in a defensive sector. That all changed with the advent of online advertising. Faced with a competitor that offered advertisers better return on investment, advertising revenues at traditional media formats like SPH's newspapers plummeted. In response to another disappointing … [Read more...] about Valuing Singapore Press Holdings (SPH) Ltd
SG Open Electricity Market Guide – Updated Q3 2019
The Open Electricity Market is now fully rolled to all Singapore consumers. One question everyone has is - Which is the best electricity plan? Having burnt much of my video gaming time researching this topic, here are my findings and views about choosing an electricity retailer for your home. Disclaimer: While I strive to ensure all information below is accurate, I too am … [Read more...] about SG Open Electricity Market Guide – Updated Q3 2019
Prime US REIT IPO Highlights
Prime US REIT is looking to IPO soon, with the application period currently open till next Monday, 15 July 2019. I've actually already written an IPO review for DrWealth which you can check it out through the link provided. As such, for this post, I'll not dive into in-depth specifics but rather delve into something I couldn't do on that post - prepare more … [Read more...] about Prime US REIT IPO Highlights
Why size matters for REITs
If you have been closely observing the S-REIT market recent years, you will notice there is an obsession by REITs to grow. This can be seen from the flurry of mergers that have happened / are going to happen like the Ascendas Hospitality - Ascott merger, OUE Commercial - Hospitality merger and ESR - Viva Industrial Trust merger. If they're not doing mergers, they are looking to … [Read more...] about Why size matters for REITs
Frasers Logistics and Industrial Trust to acquire 12 properties from sponsor Frasers Property
It was a jam-packed newsworthy day yesterday in the REITs space with the proposed merger of Ascott REIT and Ascendas Hospitality Trust (AHT), the MAS consultation on increasing gearing limits on REITs and a proposed acquisition of 12 properties by Frasers Logistics and Industrial Trust (FLT) from its sponsor. To be honest, I was kinda irritated by the merger as I am in the … [Read more...] about Frasers Logistics and Industrial Trust to acquire 12 properties from sponsor Frasers Property
Singapore Savings Bonds (SSBs) – August 2019 Issue
At Risk N Returns, I'm passionate about promoting sensible DIY investing through sharing my thoughts or documenting my investing journey. While I love to take calculated risks, I recognise that most Singaporeans don't. So here's a relatively risk free way to invest your warchest or emergency funds with almost no lock-up period and generally higher yields than fixed deposits … [Read more...] about Singapore Savings Bonds (SSBs) – August 2019 Issue
Portfolio @ Jun 2019
Performance Indicators / Dividends YTD Time weighted return: 18.20%XIRR since portfolio inception in 2013: 15.93%Dividends collected: SGD 3,021.11Cum-Dividend: SingTel: SGD 663.40 Best. June. Ever. The market did a massive 180 in June after the correction in May, with the US market posting the best June performance in 50 years. My personal portfolio would have … [Read more...] about Portfolio @ Jun 2019
Building S-REIT Dashboards
I've previously said that I feel that information on my website is difficult to find and needed reorganising. I've also mentioned on my REIT Spotlight series that I may share with you the REIT Data in the future. In the past week, I've been laying out some of the ground work for this by building out some sample S-REIT dashboards and creating a Resources menu, which I will … [Read more...] about Building S-REIT Dashboards
Follow up on Eagle Hospitality Trust
It's almost a month since the IPO of Eagle Hospitality Trust and I thought I'll take a look at it again given the price performance. Here are some thoughts regarding the 2 main concerns I raised in my IPO review - Trust in management and the Queen Mary. About trust and alignment of interest One issue that I think most people have is trust in management and the … [Read more...] about Follow up on Eagle Hospitality Trust
Capitaland Retail China Trust (CRCT) to buy 3 malls from Capitaland- Is it a Good Deal?
Capitaland Retail China Trust announced a planned acquisition of 3 malls from their sponsor Capitaland recently. As a unitholder, I obviously have a vested interest to know more. Here are the key highlights, with some financing structure speculation at the end. Property Highlights 0 Properties 0 m Property … [Read more...] about Capitaland Retail China Trust (CRCT) to buy 3 malls from Capitaland- Is it a Good Deal?
My Guide to the CPF Investment Scheme (CPFIS)
Recently, a friend asked me about the CPF Investment Scheme (CPFIS) and wanted to know how I use it personally. Having shared my general views with him, I thought I'll write a more comprehensive article on it to share my personal thinking on this topic. What is CPFIS? The CPFIS is a scheme that gives CPF members a chance to lose all their CPF monies super-charge the … [Read more...] about My Guide to the CPF Investment Scheme (CPFIS)
Singapore Savings Bonds (SSBs) – July 2019 Issue
At Risk N Returns, I'm passionate about promoting sensible DIY investing through sharing my thoughts or documenting my investing journey. While I love to take calculated risks, I recognise that most Singaporeans don't. So here's a relatively risk free way to invest your warchest or emergency funds with almost no lock-up period and generally higher yields than fixed deposits … [Read more...] about Singapore Savings Bonds (SSBs) – July 2019 Issue
REIT Spotlight: Ascendas REIT (2019)
REIT Spotlight is a series where I challenge myself to review every single S-REIT (monkaS) on the SGX in alphabetical order. This is part of my efforts to build a REIT database for myself, which I may share with you all some time down the road. Wish me luck XD In today's edition, I will focus on one of the pioneers of the S-REIT sector in Singapore - … [Read more...] about REIT Spotlight: Ascendas REIT (2019)