With the seemingly meteoric rise in Bitcoin and Ether prices in the past year, mainstream media and attention is once again trained on the crypto space. In response to this rally, investors have been piling into all sorts of altcoins, hoping to catch this wave. Ripple (XRP) was one of the beneficiaries of this rally, with its price rising by over 250% at its peak in the … [Read more...] about Investing in Crypto – Know the risks
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2020 Performance Scorecard
It's the year-end holiday season so its time to round off the year with my annual Performance Scorecard Investments Let's begin with my bread and butter - Investments. Portfolio @ December 2020 Number go up December turned out to be a less dramatic month than previous months, with my portfolio increasing $10,395. This was driven largely by crypto and … [Read more...] about 2020 Performance Scorecard
Portfolio @ Nov 2020
Cash / SRS / Crypto Portfolio Performance Indicators / Dividends (TradFi Portfolio only) YTD Time weighted return: -9.76%XIRR since portfolio inception in 2013: 17.11%Dividends collected YTD: SGD 6,455.51 Note: I don't provide details or returns metrics on my crypto portfolio publicly. Crypto bulls in charge The last 2 weeks of November (since my last … [Read more...] about Portfolio @ Nov 2020
Portfolio @ Oct Mid Nov 2020
Cash / SRS / Crypto Portfolio Performance Indicators / Dividends (TradFi Portfolio only) YTD Time weighted return: -11.97%XIRR since portfolio inception in 2013: 16.82%Dividends collected YTD: SGD 6,584.53 Note: I don't provide details or returns metrics on my crypto portfolio publicly. The crypto rollercoaster continues October was another wild month … [Read more...] about Portfolio @ Oct Mid Nov 2020
Portfolio @ Sept 2020
Cash / SRS / Crypto Portfolio Performance Indicators / Dividends (TradFi Portfolio only) YTD Time weighted return: -9.86%XIRR since portfolio inception in 2013: 17.59%Dividends collected YTD: SGD 5,400.49 Note: I don't provide details or returns metrics on my crypto portfolio publicly. Strong stomach needed September was a pretty wild month for stocks … [Read more...] about Portfolio @ Sept 2020
Portfolio @ August 2020
Cash / SRS / Crypto Portfolio Performance Indicators / Dividends (TradFi Portfolio only) YTD Time weighted return: -12.22%XIRR since portfolio inception in 2013: 17.44%Dividends collected YTD: SGD 4,354.56 Note: I don't provide details or returns metrics on my crypto portfolio publicly. Boom goes the dynamite Simply put, August was insane. I didnt … [Read more...] about Portfolio @ August 2020
Portfolio @ July 2020
Cash / SRS Portfolio Performance Indicators / Dividends YTD Time weighted return: -14.87%XIRR since portfolio inception in 2013: 17.07%Dividends collected: SGD 3,338.90Cum-Dividend: AIMS APAC REIT - $0.44Capitaland Retail China Trust - $199.65Ascendas India Trust - $464 Portfolio Review July was a month where I had a bit of an epiphany. It was the month … [Read more...] about Portfolio @ July 2020
A beginner’s journey into Decentralised Finance (DeFi)
Early this year, I shared about how I earned interest on USD stablecoins on BlockFi. Unfortunately, BlockFi subsequently experienced a minor hack in May thanks to "social engineering". While assets and passwords were not stolen, customer personal data was. This event got me thinking and researching about viable alternatives for my stablecoins. This brought me into the land of … [Read more...] about A beginner’s journey into Decentralised Finance (DeFi)
Learn Fundamental Analysis with Investment Quadrant 2020
The surge in investor interest as a result of the Covid-19 pandemic crash has led to rampant speculation in stocks. I've laid my concerns out in a previous post on Hertz as I believe that gambling is not a strategy for sustainable investment returns. Instead, investing should be based on a sound investment process and technique. One of these techniques is sound fundamental … [Read more...] about Learn Fundamental Analysis with Investment Quadrant 2020
Portfolio @ June 2020
Cash / SRS Portfolio Performance Indicators / Dividends YTD Time weighted return: -12.53%XIRR since portfolio inception in 2013: 17.63%Dividends collected: SGD 4,001.84Cum-Dividend: NIL Portfolio Review June was a roller coaster month as retail exuberance in early June gave way to renewed coronavirus and recession worries towards the end of the … [Read more...] about Portfolio @ June 2020
The Great Hertz Gamble
To the layman, the stock market is often viewed as a casino. While I generally disagree with this premise, the market is made up a diverse set of investors, a subset of whom may hold and act on these views. Unfortunately, these tendencies have become more pronounced in recent times. With the increasing democratisation of investing through zero commission brokerages like … [Read more...] about The Great Hertz Gamble
Portfolio @ May 2020
Cash / SRS Portfolio Performance Indicators / Dividends YTD Time weighted return: -12.69%XIRR since portfolio inception in 2013: 17.85%Dividends collected: SGD 2,801.13Cum-Dividend: Singtel - SGD 337.90 Portfolio Review May turned out to be a great month thanks to the REIT explosion that occurred yesterday. So much for sell in May and go away. Overall … [Read more...] about Portfolio @ May 2020
Portfolio @ April 2020
Cash / SRS Portfolio Performance Indicators / Dividends YTD Time weighted return: -17.86%XIRR since portfolio inception in 2013: 15.95%Dividends collected: SGD 2,142.34Cum-Dividend: Tencent - HKD 1.2OCBC - SGD 476Capitaland Mall Trust - SGD 32.30 Portfolio Review My portfolio staged a comeback in April as I deployed cash aggressively into the selloff on … [Read more...] about Portfolio @ April 2020
Endowus CPF portfolio gets an upgrade
Its been a couple of months since I started investing my CPF funds with Endowus and wrote my initial comprehensive review of Endowus. Regular readers who follow my monthly portfolio reviews would also have noticed a new section covering my Endowus CPF portfolio. While the ride has been bumpy thanks to Covid-19 related volatility, I would say my overall experience with the … [Read more...] about Endowus CPF portfolio gets an upgrade
Portfolio @ March 2020
Cash / SRS Portfolio Performance Indicators / Dividends YTD Time weighted return: -25.69%XIRR since portfolio inception in 2013: 11.39%Dividends collected: SGD 1,368.14Cum-Dividend: Tencent - HKD 1.2OCBC - SGD 196 Portfolio Review My portfolio performance in March was pretty horrendous, but still acceptable. At the dead lows of the month, I was looking … [Read more...] about Portfolio @ March 2020