At Risk N Returns, I'm passionate about promoting sensible DIY investing through sharing my thoughts or documenting my investing journey. While I love to take calculated risks, I recognise that most Singaporeans don't. So here's a relatively risk free way to invest your warchest or emergency funds with almost no lock-up period and generally higher yields than fixed deposits … [Read more...] about Singapore Savings Bonds (SSBs) Guide – April 2019 Issue
Guides
Singapore Savings Bonds (SSBs) Guide
At Risk N Returns, I'm passionate about promoting sensible DIY investing through sharing my thoughts or documenting my investing journey. While I love to take calculated risks, I recognise that most Singaporeans don't. So here's a relatively risk free way to invest your warchest or emergency funds with almost no lock-up period and generally higher yields than fixed deposits … [Read more...] about Singapore Savings Bonds (SSBs) Guide
Applying the KonMari method to your portfolio
Ever since the popular series Tidying up with Marie Kondo hit Netflix on 1 Jan, it sparked an avalanche of self examination among viewers and an endless supply of memes / tweets. The awesome thing about the show is that it brought minimalism to the mainstream spotlight and sparked a decluttering revolution especially in the US. Despite being a hoarder in many ways, … [Read more...] about Applying the KonMari method to your portfolio
If Professor Oak introduced Investing
Introduction Hello there! Welcome to the world of Pokemon Investing! My name is Oak! People call me the Investment Prof! This world has many instruments for investing! For some people, they invest to build passive cash flow. Others invest for capital gain. Myself... I study investments as a profession, and I'm here to provide you with a beginner's guide to … [Read more...] about If Professor Oak introduced Investing
The cost of active fund management
I recently met a friend who was a new investor. He had a pile of spare cash and wanted to generate a return on it. However, he didn't know where to start and didn't want to actively manage his investments. As a result, he approached a bank, told the branch manager that "Hey, I have this much of cash, I want to put it all into unit trusts." Sounds familiar? I'm pretty sure … [Read more...] about The cost of active fund management
Augmenting your investing life
Last week, I covered how a new investor can use their life experiences to generate investment ideas. Let's say I was SO INSPIRING that you have implemented it in your life, and now wish to take a more active role in obtaining investment ideas, instead of waiting for ideas to drop from the sky. Fret not, today I'll be sharing the small tweaks I made to my day to expand the range … [Read more...] about Augmenting your investing life
Investing as a way of life
Friends often ask me where I get my stock ideas, what kind of work I do to find ideas and most often, they don't know what stocks to buy. To be honest, I think I'm one of the most lazy investors out there (Please don't bash me?). I read pages and pages of others' blog posts about how they have projected Company X's future profits and cashflows based on assumptions A, B … [Read more...] about Investing as a way of life