Its been a couple of months since I started investing my CPF funds with Endowus and wrote my initial comprehensive review of Endowus. Regular readers who follow my monthly portfolio reviews would also have noticed a new section covering my Endowus CPF portfolio. While the ride has been bumpy thanks to Covid-19 related volatility, I would say my overall experience with the … [Read more...] about Endowus CPF portfolio gets an upgrade
Central Provident Fund (CPF)
Endowus CNY Referral Special
Happy Year of the Rat! As we start a new year, I thought I'll share what my Feng Shui master says how your zodiac sign will affect your 2020 investing performance. So good right. If you're fired up by your investment predictions, Endowus is currently running a referral promotion for CNY to help you huat gao gao for the Year of the Rat. CNY Referral … [Read more...] about Endowus CNY Referral Special
Endowus Review – Best CPFIS Product?
Ever since I wrote My Guide to the CPF Investment Scheme (CPFIS) last year, there has been a new product introduced to the CPFIS universe - Endowus received approval to become the first digital financial advisory firm to be approved to offer its services for CPFIS.This caught my attention as Endowus was one of 2 digital financial advisors offering Dimensional Funds to … [Read more...] about Endowus Review – Best CPFIS Product?
My Guide to the CPF Investment Scheme (CPFIS)
Recently, a friend asked me about the CPF Investment Scheme (CPFIS) and wanted to know how I use it personally. Having shared my general views with him, I thought I'll write a more comprehensive article on it to share my personal thinking on this topic. What is CPFIS? The CPFIS is a scheme that gives CPF members a chance to lose all their CPF monies super-charge the … [Read more...] about My Guide to the CPF Investment Scheme (CPFIS)
Last chance to plan your taxes for 2018
As 2018 draws to a close, it's that time of the year again where I access my tax position and decide if I wish to use any of the limited tools to manage my tax bill. I'll encourage you to do so as well as efficient tax planning can help you save on unnecessary taxes. To help you get through this quickly, here's a guide to access your tax position and what you need to do … [Read more...] about Last chance to plan your taxes for 2018
CPF Hacks you should be aware of
The CPF scheme was originally conceived as a Government assisted retirement contribution scheme. However, over years of reading blogs, you come across interesting ways people use it to achieve certain outcomes. Here's a collection of my favourite CPF Hacks that I feel everyone should know about. Credits: Some of the ideas originate from A Singaporean Stocks Investor (ASSI), a … [Read more...] about CPF Hacks you should be aware of
Personal tax planning 4 – bringing it all together
Welcome to the final part of my basic personal income tax planning series! In this series of posts I hope to cover the following topics: Tax reliefsCPF Cash Top UpSupplementary Retirement Scheme (SRS)Bringing it all together - How to best utilise these reliefs to your advantage In this part, I will cover the considerations and general strategy I use to mitigate my … [Read more...] about Personal tax planning 4 – bringing it all together
Personal tax planning 2: CPF Cash Top-up
Welcome to part 2 of my basic personal income tax planning series! In this series of posts I hope to cover the following topics: Tax reliefsCPF Cash Top UpSupplementary Retirement SchemeBringing it all together - How to best utilise these reliefs to your advantage In this part, I will cover how topping up your CPF can be used as a tool to mitigate your tax bill. As … [Read more...] about Personal tax planning 2: CPF Cash Top-up
Personal tax planning 1: Tax reliefs
Welcome to my basic personal income tax planning series! In this series of posts I hope to cover the following topics: Tax reliefsCPF Cash Top UpSupplementary Retirement SchemeBringing it all together - How to best utilise these reliefs to your advantage This series of posts assumes that you understand the basic concepts of income tax and personal reliefs as well as the … [Read more...] about Personal tax planning 1: Tax reliefs
Gahmen assisted Retirement
A seismic event occurred yesterday that most Singaporeans don't know / don't care / don't give a beep about. GAHMEN GAVE YOU MONEY Don't believe me? Check your CPF lor... Yes, your annual CPF interest was credited into your CPF account yesterday. I checked my account and I received roughly $2.6k, up from $1.6k in 2016 after some optimising done on my part … [Read more...] about Gahmen assisted Retirement